Morel Benefits has four decades of group benefits experience and we continue to be champions for change and evolutionary thinking. Actually...we're just getting started!

Specializing In

Group Benefits Consulting

Design experts in cost efficient, sustainable and risk conscious programs.

Mental Health & Wellness

Creation and implementation of mental health and wellness programs to support the health and happiness of employees and their families.

Group Pension Consulting

We design, implement and manage retirement plans that support your values and goals.

Executive Compensation

Custom benefits, medical coverage and retirement products to suit every need.

Plan Governance

We take a pro-active approach to governing your plan in order to manage risk and adapt to changes in the fiscal and legislative environment.

Heath Care Spending Accounts

We will administer and manage tax-efficient alternatives or additions to traditional insurance packages.

Disability Management

Early intervention or preventative measures can help reduce absenteeism and increase productivity, so we offer proper counsel here.

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Here is what sets Morel Benefits apart:

Our Morel Advantage™ partnership provide discounts to help ou plan members our plan members reduce the burden of out-of-pocket healthcare costs. Find out more about how your employees can access this great new program.

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Custom Morel Benefits Microsite:

A fully developed systems tool to communicate and update members, fully administered, and funded by Morel Benefits

Third party administration

Third Party Administration (TPA)

You will never need to re-enroll your employees again. Even when you change insurers.


Billing Statement


Enrolment Form

Dedicated Administrator

White-labeled Benefit Portal

Administration System

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Morel Family Foundation

Inspired by the legacy of our parents, the Morel Family Foundation was established
to “pay it forward” by giving children and youth in hardship a helping hand.
Our dream programs offer opportunities that foster hope, optimism and ambition.


The Morel Mandate

Business Owner – Reduced cost, increased benefits, happier employees.
HR/Administrator – Simplified daily processes via our user friendly custom platform.
Team Member – Increased benefits, reduced costs, improved access and engagement.

First, our team conducts a comprehensive assessment of your current program and funding arrangements. Through this process, we can identify potential cost-saving opportunities for your group benefits and pension programs.

We look closely at your employees’ engagement with the programs available for benefits, pension and wellness. Our strategies are aimed at increasing participation and awareness using innovative tools, such as our white labeled microsite and Morel Advantage card.

Based on current market offerings and industry benchmarking, we can provide you with a comparison of your coverage compared to that of your competitors. Overall, the savings generated from our financial analysis will give you the option to enhance your benefit program, or simply enjoy reduced premiums.

As our client, you will be partnered with a Senior Account Manager who will be available to contact directly for all your needs. We believe in a full-team approach for working on your behalf behind the scenes to ensure the high level of customer satisfaction that we are known for. Quality and accuracy is paramount.

Strong, stable and transparent partnerships are the foundation of our business. Our fees and commission are always fully disclosed. We work for our clients, not the insurance companies.



Morel Benefits

1 Yonge Street (suite 2000)

Toronto, ON


TF 1-866-345-3304

T (416) 216-1830

F (416) 216-1179


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